Commercial Lines of CreditCommercial Lines of Credit

Commercial Lines of Credit


Strike while the iron is hot, with funds available fast on a commercial line of credit. A line of credit at Park State Bank works just like a loan — only instead of a pre-determined larger sum, borrow expense-by-expense and only pay interest on what you use.

Re-access funds in real-time, without having to re-apply. It's more efficient funding, right when you need it, from a name trusted by Minnesotans for nearly a century.


  • Low, competitive rates
  • Pay interest on funds you use, not the larger lump sum
  • Interest may be tax deductible*
  • Re-access funds, no re-application necessary
  • Flexible terms that work for you
  • Borrow as many times as need be
  • Use funds for a variety of business purposes
  • Local business experience and expertise
  • Local decision-making
  • Professional service, personal attention
  • Small business line of credit available
  • Letters of credit also available!

*Consult a tax advisor.