Choice Checking puts you in charge. This special checking account comes with a membership to an exclusive online merchant rewards program. Earn cash back rewards from national online merchants. Customize your preferences, so you find rewards you actually want. Deals are easy to search for – and even easier to redeem.

You'll also get comprehensive fraud and identity protection, so your financial information remains secure as you shop online.

There's no minimum balance to keep with this account, and it's simple to chip away at your monthly service charge. All you have to do are a few things that make banking easier anyway. Start shopping today!

  • Checking account with online merchant rewards
  • Earn cash back rewards from over 3,200 national online merchants
  • Choose cash or redeemable gift cards
  • Get comprehensive identity fraud protection and restoration services
  • Enjoy unlimited check writing
  • Free online banking and bill pay
  • Free e-Statements
  • Free debit card
  • No minimum balance to maintain
  • To reduce or eliminate $7 monthly service fee:
  • Be enrolled in and receive e-Statement notice to reduce fee by $3
  • Sign on to online banking at least once during the month to reduce fee by $1
  • Have at least one direct deposit into the account to reduce fee by $1
  • Further reduce by 20¢ per debit card purchase that posts and settles, until fee is eliminated

*No minimum balance to open account. The monthly fee for this account is $7. This fee may be reduced by doing the following during the Monthly Qualification Cycle: $3.00 reduction in fee for enrolling in and receiving electronic statements, $0.20 reduction in fee for each posted and settled qualifying debit card purchase, $1.00 reduction in fee for initial monthly log-in to online banking, $1.00 reduction in fee for direct deposit. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Merchant rewards and identity theft protection available one business day following account opening.

Merchant Rewards

When you open a Choice Checking account, you become an automatic member of an exclusive online merchant rewards program. We've made it really simple to find cash back deals you can get excited about-- all by shopping online.

Here's how it works:

  • Sign up at
  • Personalize your deal dashboard based on your preferences
  • Search hundreds of deals and earn cash back rewards!
  • Download the deal button to your browser for even easier searching
  • Merchants will be highlighted on Search Results Pages – so you never miss a deal!
  • Redeem rewards via the browser button or the website
  • Use your cash reward or gift card to save money!

Sign up today and start shopping!