Federal Deposit Insurance Corporation’s Temporary Liquidity Guarantee Program Participating Bank Disclosure

Park State Bank is participating in the FDIC’s Transaction Account Guarantee Program.  Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available from the FDIC’s general deposit insurance rules.

Federal Deposit Insurance Corporation’s Temporary Liquidity Guarantee Program Participating Bank Disclosure

Park State Bank uses sweep arrangements to transfer funds from a non-interest bearing account that would be guaranteed under the FDIC’s Transaction Account Guarantee Program to an interest bearing account that is not.  That sweep voids the FDIC’s guarantee with respect to the transferred funds.