Children are sponges. They soak up everything.

Even spending habits. That's one reason Park State Bank offers Family Bank, a CD-Rom based program that teaches your child how to manage their money.

It's simple and fun. You set up a virtual bank on your computer. You're the Bank Officer. Your children are account holders. Deposit the amount of the child's weekly allowance, show them how their money gains interest, set financial goals, and even make loans.

Think of it as a game you'll play with you kids for the next few years. And be patient... we all make money mistakes. With time your child will learn to spend wisely, save regularly and avoid debt.

You can purchase this program for only $14.95 when you buy directly with Park State Bank

• Order by Phone. Call our Morgan Park office at 218.626.2755