Payment/Amortization
This calculator allows you to figure out your monthly payment for fixed-rate or adjustable-rate loans. It also allows you to calculate the breakdown between principal and interest in payments over the loan term.

Rent vs. Own
This calculator allows you to calculate the difference between renting a property and buying a home.

Calculate Annual Percentage Rate (A.P.R.)
This calculator allows you to calculate A.P.R. for fixed-rate or adjustable-rate loans, as defined by the Federal Truth In Lending Act.

Debt Consolidation
This calculator helps you to figure out if you can consolidate your debt by lowering the monthly payment, or pay off debts sooner.

Prepayment Savings
This calculator helps you to determine how soon you can pay off your mortgage by making a prepayment, or how much prepayment you should make by shortening the time to pay off your mortgage.

Early Payoff Calculator
This calculator will assist you in determining the amount of additional principal payments needed per month to payoff the loan in a shorter period of time.

Refinance Break-Even Point
This calculator will help you determine the length of time until "breakeven" on a refinance loan, factoring in the new interest rate and closing costs.

Tax Savings
Based on the loan amount, interest rate, federal tax rate, and other entries, this calculator will determine the estimated tax savings of a period of years if the transaction is completed.

Personal Wealth Estimator
America Saves' "Personal Wealth Estimator" is a two-part financial calculator. In the first part, you can determine your current net worth. If you wish, you can then proceed to the second part of the Estimator to determine your future net worth, based on assumptions that you make about additional savings, interest rates, rates of return, and other factors.

Savings Calculator
How fast will my savings grow? Tell us how much you have, how long you will save and at what rate, and find out what your nest egg will grow to.

Financial Aid Calculator
It is cheaper to save than to borrow. When families contemplate college expenses, they can pay for it using a combination of past income (savings), current income and future income (loans). This calculator demonstrates the tradeoffs between the different ways of paying for college.

College Cost Projector
College costs increase at about twice the inflation rate. Current increases have averaged 5% to 8%. This College Cost Projector estimates how much college will cost when you are ready to enroll.

College Loan Calculator
This Loan Payment Calculator computes an estimate of the size of your monthly loan payments and the annual salary required to manage them without too much financial difficulty. This loan calculator can be used with Federal education loans (Stafford, Perkins and PLUS) and most private student loans.