PSB Locations:
Lincoln Park2630 W. Superior St.
Duluth, MN 55806
Phone: (218) 722-3500
Loan Dept: 740-LOAN (5626)
Warehouse District
430 1st Ave. No., Suite 104
Minneapolis, MN 55401
Phone: (612) 238-0430
Morgan Park
1106 88th Ave. West
Duluth, MN 55808
Phone: (218) 626-2755
Canal Park Quick Bank
(in Dewitt-Seitz Marketplace)
394 South Lake Ave.
Duluth, MN 55802
Personal Loan Rates
| TYPE Unsecured |
APR* % |
Automatic Payment Rate* % |
| Depending On Loan Balance. | 15.99 | 15.49 |
| TYPE Automobile |
APR* % |
Automatic Payment Rate* % |
|
2007 & 2008 2006-2003 |
7.50 | 7.00 |
| 8.90 | 8.40 | |
| TYPE Home Equity |
APR* % |
Automatic Payment Rate* % |
| Fixed Home Equity 60 month |
7.90 |
7.40 |
| Fixed Home Equity 120 month | 8.90 | 8.40 |
| FHA Title 1 | 9.90 | 8.90 |
| HELOC** | Variable Rate Prime | |
| MHFA | 6.500 | |
| TYPE Miscellaneous |
APR* % |
Automatic Payment Rate* % |
|
Secured New over $10,000 |
12.00
8.90 |
11.50
8.40 |
| Ready Money | Prime+ 7.5% | |
| IRA Purchase Loan | 9.90 | 7.90 |
| Certificate (PSB) | 3 pts. over CD or Prime, whichever is higher (Float with Prime) | |
| Stock | Prime + 1 - (Float with Prime) | |
*Annual Percentage Rate
Rates effective as of and are subject to change. Your rate and terms depend on your qualifications and may be different.
**The current prime rate is 4.00%. The HELOC APR is a variable rate but will not exceed 18%. Balloon payment required at maturity. Property insurance is required. Please consult your tax advisor.