Psst... We know a way to improve cash flow, streamline accounts payable and simplify bookkeeping. You interested? We thought so.

Just use Park State Bank's Elan Business Card. You'll pay no annual fee for the first year and you can reduce or eliminate the fee in subsequent years. Here are some of the benefits:

• Improve cash flow by giving you a whole month before a payment is due.
• Streamline accounts payable by writing just one check per month.
• Simplify your bookkeeping. Even if you have 10 cardmembers, you get one easy statement. Charges are grouped by cardmember, meaning you keep track of expenses but still have only one payment.

• Extended Warranty Coverage. Double the manufacturer's warranty on everything you buy (up to one year).*
• Purchase Protection. Guard investments with a 90-day protection against damage and theft.*
• Travel Insurance.
• Car Rental Discounts. Save on Avis, Hertz, and National.
• Free Collision/ Damage Insurance. You're fully covered when you use your card to rent a car.* Save up to $15 a day.
• Travel Assistance. Replace lost tickets, obtain medical and legal referrals.
• 24-hour Cardmember Service. 1-800-558-3424 (in Milwaukee call 765-4357). When you have questions or your card is lost or stolen, we're here for you around the clock.
• Free Year-End Reports. Recap annual expenses by category.
• Combined Statements. Small companies (up to 10 cardmembers) receive a consolidated statement for simplified bookkeeping.