Personal Line of CreditPersonal Line of Credit

Personal Line of Credit


Park State Bank has proudly served the people of northeastern Minnesota for generations — we know what you need. Borrow as need be with a personal line of credit. So you can find precisely the funds you're looking for — no more, no less, and no lump sum.

We keep our rates competitively low. And there's no need to reapply each time you need to access cash. Plus, only pay interest on what you use!


  • Low, competitive rates
  • Pay interest on funds you use, not the larger lump sum
  • Borrow as many times as need be
  • Re-access funds, no re-application necessary
  • Flexible terms that work for you
  • Use funds how you see fit
  • Local decision-making
  • Personal service and attention