Penalty-free Qualifications:

Kasasa Cash Back is a free checking account to its core. There's never a fee assessed for coming up short on qualifications. To earn your cash back and ATM refund rewards, simply do the following  transactions and activities in your Kasasa Cash Back account each monthly qualification cycle: 

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive free eStatement notice
  • Be enrolled and log into ParkLine (online banking)

That's it. Quick, easy, and free. Plus, your debit card purchases help your cash come full circle. And if you don't qualify this month, no need to fret. You can still earn full rewards the very next monthly qualification cycle.

*When monthly qualifications are met, you receive 4% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $12 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards from Kasasa Cash Back are automatically transferred to Kasasa Saver at the beginning of the following statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.