Certificates of Deposit (CDs)Certificates of Deposit (CDs)

Certificates of Deposit (CDs)


Lock-in guaranteed returns for the length of your term. So your investment isn't left up to chance. There are no stocks to sweat. Plus, funds are FDIC insured for your protection.

Bring home high interest returns you can bank on, at a bank you can trust. Coordinate your cash flow and your calendar with flexible terms ranging from 3 to 60 months. Even raise your rate with Bump Up Yield (BUY) after 1 year!


  • Higher rates than traditional savings accounts
  • Guaranteed returns for the length of your term
  • Call us at 218-722-3500 for current rates
  • Funds are FDIC insured
  • Terms range from 3 to 60 months
  • Early withdrawal penalties apply
  • $1,000 minimum deposit to open
  • Upgrade to a higher rate with Bump Up Yield (BUY)!
  • Exclusive to CDs with a 24+ month term
  • CDs are BUY eligible after 1 year; rate lasts remainder of term
  • BUY may be exercised once per term of your CD