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Park State Bank
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Business Deposits

business Checking Accounts


Park State Bank has a variety of business checking accounts options. All checking accounts include free e-statements, access to online & mobile banking, and debit cards.


Small
Business Checking
Business
Analysis Checking
Business
Interest Checking
Community Checking
BEST IF YOU'RE LOOKING FOR

A checking account for lower transaction volumes 

A checking account for higher transaction volumes 

Great for accounts that might carry a larger balance

An account for non-profit and community organizations
MINIMUM OPENING BALANCE $50  None $5,000 $50
MINIMUM BALANCE No minimum balance required
None
$5,000.00 minimum balance to avoid fees and to obtain the disclosed annual percentage yield
No minimum balance 
MONTHLY MAINTENENCE FEE
No maintenance fees
$15
$10 monthly fee if balance falls below the minimum requirement
No monthly fees
INTEREST BEARING No interest paid No interest paid but an earnings credit can help you reduce your service charge
Tiered interest; compounded and paid monthly

Variable interest rate and subject to change at bank's discretion
No interest paid
ADDITIONAL INFORMATION
First 50 items are free; $.50 per item over 50 per statement cycle
Please see a business banker to learn more about this account and its analyzed fee structure
First 100 items free;
$.50 per item over 100 per statement cycle

Accrued interest will not be paid out if the account is closed before the interest is credited
First 100 items are free, $0.25 per item over 100; per statement cycle

ADDITIONAL FEATURES

A $1 fee will be charged for transfers, withdrawals, and balance inquiries when you use an ATM not owned by us, an ATM not owned by Lucky Seven General Stores, or an ATM not in the MoneyPass® Network. 




business Savings Accounts


Earn interest on your business deposits.  All savings accounts include free e-statements, access to online & mobile banking.


Business Savings
BEST IF YOU'RE LOOKING FOR A simple business savings account with a lower minimum balance and a competitive interest rate
MINIMUM OPENING BALANCE $100
MINIMUM BALANCE $100 minimum balance to avoid fees and to obtain the disclosed annual percentage yield
MONTHLY MAINTENENCE FEE $10 monthly fee if balance falls below the minimum requirement
INTEREST BEARING
Interest bearing on average daily balance; compounded and paid quarterly. Tiered interest rates.  

Variable interest rate and subject to change at bank's discretion
ADDITIONAL INFORMATION Accrued interest will not be paid out if the account is closed before the interest is credited
ADDITIONAL FEATURES

*A $1 fee will be charged for transfers, withdrawals, and balance inquiries when you use an ATM not owned by Park State Bank, Lucky Seven General Stores or an ATM not in the Money Pass Network.
 
The number of pre-authorized withdrawals or transfers is limited to 6 per month, including those made by check, draft, debit card or similar order to third parties. Any transaction in excess of 6 will be charged $1 per transaction. Withdrawals made at ATMs or in person are unlimited.


For more information regarding Business Checking and Savings accounts, or to open an account today, Contact Us.