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Park State Bank
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Visa® Rewards Credit Cards

Enjoy the rewards of a

PARK STATE Bank Gold Credit Card*

A Privilege to Hold

PARK STATE BANK Platinum Credit Card*

Scorecard® Rewards Program
Earn 1 point for every retail purchase you make with your credit card.
Then redeem your points for:
Receive a one-time bonus of 5,000 Scorecard® points once you spend $1,000 on purchases within 3 months from account opening.
Scorecard® Rewards Program
Earn 2 unlimited points on all travel and dining
purchases. Earn 1.5 points on all other purchases. Then redeem your points for:
Receive a one-time bonus of 12,500 Scorecard® points once you spend $3,000 on purchases within 3 months from account opening.
Digital Wallet
Pay with your phone! The convenience of your Park State Bank Visa® credit card is now in the palm of your hand even if your wallet isn't. 


Digital Wallets are digital versions of your debit or credit cards stored in an app on your mobile device.  To protect you and your card information, the card number and personal information are not actually stored on the phone.  Your card number is only used to set up your digital wallet.

LEARN MORE

Digital Wallet
Pay with your phone! The convenience of your Park State Bank Visa® credit card is now in the palm of your hand even if your wallet isn't. 


Digital Wallets are digital versions of your debit or credit cards stored in an app on your mobile device.  To protect you and your card information, the card number and personal information are not actually stored on the phone.  Your card number is only used to set up your digital wallet.

LEARN MORE

Travel Accident Insurance
You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is provided to you at NO EXTRA COST.
Travel Accident Insurance
You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is provided to you at NO EXTRA COST.
NortonLifeLock™

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock™ provides you with the tools to help keep you informed of potential threats to your identity so you can act quickly should the unexpected happen.

  • Dark Web Monitoring continuously patrols the dark web and sends notifications to cardholders if their personal information is found. During enrollment cardholders choose what information is monitored, and they can update this information at any time.
  • Data Breach Notifications sends email notifications to cardholders on large-scale breaches, so they can act quickly should a breach affect their personal information.
  • Stolen Wallet Assist provides guidance to help cardholders cancel or replace credit cards, driver’s licenses, Social Security cards, insurance cards and more if their wallet is stolen.
  • One-Bureau Credit Monitoring Alerts* helps keep cardholders on-top of their credit to help detect fraud more quickly. Alerts are sent if key changes are made to their credit file with a major credit bureau. During enrollment cardholders choose preferred communication channels for alerts (text, email, phone and mobile app push notifications).
  • Credit, Bank & Utility Account Freezes provides instructions and links to quickly freeze credit, bank and utility files with each consumer reporting company to help protect cardholders against criminals opening unauthorized accounts in their name.
  • Restoration Assist US-based Identity Restoration Specialists are available Monday to Friday 6am–5pm PST with guidance and next steps to assist cardholders should they become a victim of identity theft or other suspicious activity. Note: Visa Cardholders will have access to special discounts if they are interested in purchasing a more robust identity theft offering that includes features such as the LifeLock Million Dollar Protection™ Package.
  • US-based Member Services & Support is available Monday to Friday 6am–6pm PST; and Saturday 7am–1pm PST

To confirm eligibility for this service, visit  www.cardbenefitidprotect.com(Opens in a new Window). Once verified, you will be redirected to the offer page on Norton.com where ID Navigator enrollment is available. Enrollment in ID Navigator will require first name, last name, SSN, date of birth, address, phone number, and email address.

If you need additional help with your ID Navigator plan, you can reach out to NortonLifeLock at https://www.norton.com/visahelp(Opens in a new Window) or 1 (866) 228-2261.

Disclaimer: No one can prevent all identity theft. This product is offered independently by NortonLifeLock™ as a service to Park State Bank customers.

*Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met you will not receive credit features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment.

NortonLifeLock™

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock™ provides you with the tools to help keep you informed of potential threats to your identity so you can act quickly should the unexpected happen.

  • Dark Web Monitoring continuously patrols the dark web and sends notifications to cardholders if their personal information is found. During enrollment cardholders choose what information is monitored, and they can update this information at any time.
  • Data Breach Notifications sends email notifications to cardholders on large-scale breaches, so they can act quickly should a breach affect their personal information.
  • Stolen Wallet Assist provides guidance to help cardholders cancel or replace credit cards, driver’s licenses, Social Security cards, insurance cards and more if their wallet is stolen.
  • One-Bureau Credit Monitoring Alerts* helps keep cardholders on-top of their credit to help detect fraud more quickly. Alerts are sent if key changes are made to their credit file with a major credit bureau. During enrollment cardholders choose preferred communication channels for alerts (text, email, phone and mobile app push notifications).
  • Credit, Bank & Utility Account Freezes provides instructions and links to quickly freeze credit, bank and utility files with each consumer reporting company to help protect cardholders against criminals opening unauthorized accounts in their name.
  • Restoration Assist US-based Identity Restoration Specialists are available Monday to Friday 6am–5pm PST with guidance and next steps to assist cardholders should they become a victim of identity theft or other suspicious activity. Note: Visa Cardholders will have access to special discounts if they are interested in purchasing a more robust identity theft offering that includes features such as the LifeLock Million Dollar Protection™ Package.
  • US-based Member Services & Support is available Monday to Friday 6am–6pm PST; and Saturday 7am–1 pm PST

To confirm eligibility for this service, visit  www.cardbenefitidprotect.com(Opens in a new Window). Once verified, you will be redirected to the offer page on Norton.com where ID Navigator enrollment is available. Enrollment in ID Navigator will require first name, last name, SSN, date of birth, address, phone number, and email address.

If you need additional help with your ID Navigator plan, you can reach out to NortonLifeLock at https://www.norton.com/visahelp(Opens in a new Window) or 1 (866) 228-2261.

Disclaimer: No one can prevent all identity theft. This product is offered independently by NortonLifeLock™ as a service to Park State Bank customers.

*Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met you will not receive credit features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment.

Even More Benefits

  • Accepted anywhere Visa® is accepted
  • Generous credit limits
  • Rates as low as 12.25% APR**
  • 24-hour Fraud Monitoring
  • Easy and free online access
  • Monthly statements for easy record keeping
  • Earn up to 10,000 Scorecard® points when transferring a balance from a competitor's cards
  • Local Card Service Support
    • Monday through Friday 8am–5pm, 218.262.3557
  • Customer Service Representatives available 24/7 at 1.800.423.7503

Even More Benefits

  • Accepted anywhere Visa® is accepted
  • Free Expedited Card Delivery
  • Rates as low as 10.25%**
  • 24-hour Fraud Monitoring
  • Easy and free online access
  • Earn up to 10,000 Scorecard® points when transferring a balance from a competitor's cards
  • Monthly statements for easy record keeping
  • Local Card Service Support
    • Monday through Friday 8am–5pm, 218.262.3557
  • Customer Service Representatives available 24/7 at 1.800.423.7503
APPLY TODAY           QUESTIONS?
APPLY TODAY          QUESTIONS? 
**Based on your creditworthiness.
*The Annual Percentage Rate (APR) is a variable rate and is accurate as of October 1, 2021. This APR will vary with the market based on the Prime Rate.
**Based on your creditworthiness.
*The Annual Percentage Rate (APR) is a variable rate and is accurate as of October 1, 2021. This APR will vary with the market based on the Prime Rate.