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Visa® Rewards Credit Cards

Enjoy the rewards of a PARK STATE Bank Gold Credit Card	A Privilege to Hold PARK STATE BANK Platinum Credit Card*
APPLY TODAY QUESTIONS? Scorecard® Rewards Program Earn 1 Scorecard Point for every retail dollar spent that you make with your Gold credit card. Then redeem your points for: Cash back to your Park State Bank account(s) Park State Bank Visa® gift cards and local business gift cards Merchandise and exciting travel awards. Visit scorecardrewards.com to browse current award selections or call your local branch to learn more Receive a one-time bonus of 5,000 Scorecard® points once you spend $1,000 on purchases within 3 months from account opening.	APPLY TODAY QUESTIONS? Scorecard® Rewards Program Earn 2 Scorecard Points for every dollar spent on all on all travel and dining purchases that you make with your Platinum credit card. purchases. Earn 1.5 points on all other purchases. Then redeem your points for: Cash back to your Park State Bank account(s) Park State Bank Visa® gift cards and local business gift cards Merchandise and exciting travel awards. Visit scorecardrewards.com to browse current award selections or call your local branch to learn more Receive a one-time bonus of 12,500 Scorecard® points once you spend $3,000 on purchases within 3 months from account opening.
Digital Wallet Pay with your phone! The convenience of your Park State Bank Visa® credit card is now in the palm of your hand even if your wallet isn't. Digital Wallets are digital versions of your debit or credit cards stored in an app on your mobile device. To protect you and your card information, the card number and personal information are not actually stored on the phone. Your card number is only used to set up your digital wallet. CLICK TO LEARN MORE ABOUT THE DIGITAL WALLET	Digital Wallet Pay with your phone! The convenience of your Park State Bank Visa® credit card is now in the palm of your hand even if your wallet isn't. Digital Wallets are digital versions of your debit or credit cards stored in an app on your mobile device. To protect you and your card information, the card number and personal information are not actually stored on the phone. Your card number is only used to set up your digital wallet. CLICK TO LEARN MORE ABOUT THE DIGITAL WALLET
Travel Accident Insurance You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is provided to you at NO EXTRA COST.	Travel Accident Insurance You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is provided to you at NO EXTRA COST.
NortonLifeLock™ No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock™ provides you with the tools to help keep you informed of potential threats to your identity so you can act quickly should the unexpected happen. Dark Web Monitoring continuously patrols the dark web and sends notifications to cardholders if their personal information is found. During enrollment cardholders choose what information is monitored, and they can update this information at any time. Data Breach Notifications sends email notifications to cardholders on large-scale breaches, so they can act quickly should a breach affect their personal information. Stolen Wallet Assist provides guidance to help cardholders cancel or replace credit cards, driver’s licenses, Social Security cards, insurance cards and more if their wallet is stolen. One-Bureau Credit Monitoring Alerts* helps keep cardholders on-top of their credit to help detect fraud more quickly. Alerts are sent if key changes are made to their credit file with a major credit bureau. During enrollment cardholders choose preferred communication channels for alerts (text, email, phone and mobile app push notifications). Credit, Bank & Utility Account Freezes provides instructions and links to quickly freeze credit, bank and utility files with each consumer reporting company to help protect cardholders against criminals opening unauthorized accounts in their name. Restoration Assist US-based Identity Restoration Specialists are available Monday to Friday 6am–5pm PST with guidance and next steps to assist cardholders should they become a victim of identity theft or other suspicious activity. Note: Visa Cardholders will have access to special discounts if they are interested in purchasing a more robust identity theft offering that includes features such as the LifeLock Million Dollar Protection™ Package. US-based Member Services & Support is available Monday to Friday 6am–6pm PST; and Saturday 7am–1pm PST To confirm eligibility for this service, visit www.cardbenefitidprotect.com (Opens in a new Window). Once verified, you will be redirected to the offer page on Norton.com where ID Navigator enrollment is available. Enrollment in ID Navigator will require first name, last name, SSN, date of birth, address, phone number, and email address. If you need additional help with your ID Navigator plan, you can reach out to NortonLifeLock at https://www.norton.com/visahelp (Opens in a new Window) or 866-228-2261. Disclaimer: No one can prevent all identity theft. This product is offered independently by NortonLifeLock™ as a service to Park State Bank customers. *Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met, you will not receive credit features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment.	NortonLifeLock™ No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock™ provides you with the tools to help keep you informed of potential threats to your identity so you can act quickly should the unexpected happen. Dark Web Monitoring continuously patrols the dark web and sends notifications to cardholders if their personal information is found. During enrollment cardholders choose what information is monitored, and they can update this information at any time. Data Breach Notifications sends email notifications to cardholders on large-scale breaches, so they can act quickly should a breach affect their personal information. Stolen Wallet Assist provides guidance to help cardholders cancel or replace credit cards, driver’s licenses, Social Security cards, insurance cards and more if their wallet is stolen. One-Bureau Credit Monitoring Alerts* helps keep cardholders on-top of their credit to help detect fraud more quickly. Alerts are sent if key changes are made to their credit file with a major credit bureau. During enrollment cardholders choose preferred communication channels for alerts (text, email, phone and mobile app push notifications). Credit, Bank & Utility Account Freezes provides instructions and links to quickly freeze credit, bank and utility files with each consumer reporting company to help protect cardholders against criminals opening unauthorized accounts in their name. Restoration Assist US-based Identity Restoration Specialists are available Monday to Friday 6am–5pm PST with guidance and next steps to assist cardholders should they become a victim of identity theft or other suspicious activity. Note: Visa Cardholders will have access to special discounts if they are interested in purchasing a more robust identity theft offering that includes features such as the LifeLock Million Dollar Protection™ Package. US-based Member Services & Support is available Monday to Friday 6am–6pm PST; and Saturday 7am–1 pm PST To confirm eligibility for this service, visit www.cardbenefitidprotect.com(Opens in a new Window). Once verified, you will be redirected to the offer page on Norton.com where ID Navigator enrollment is available. Enrollment in ID Navigator will require first name, last name, SSN, date of birth, address, phone number, and email address. If you need additional help with your ID Navigator plan, you can reach out to NortonLifeLock at https://www.norton.com/visahelp (Opens in a new Window) or 866-228-2261. Disclaimer: No one can prevent all identity theft. This product is offered independently by NortonLifeLock™ as a service to Park State Bank customers. *Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met, you will not receive credit features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment.
Even More Benefits Accepted anywhere Visa® is accepted Generous credit limits Rates as low as 17.50% APR 24-hour Fraud Monitoring Easy and free online access Monthly statements for easy record keeping Earn up to 10,000** Scorecard® points when transferring a balance from a competitor's cards Customer Service Representatives available 24/7 at 800-423-7503	Even More Benefits Accepted anywhere Visa® is accepted Free Expedited Card Delivery Rates as low as 15.50% 24-hour Fraud Monitoring Easy and free online access Earn up to 10,000** Scorecard® points when transferring a balance from a competitor's cards Monthly statements for easy record keeping Customer Service Representatives available 24/7 at 800-423-7503
APPLY TODAY QUESTIONS?	APPLY TODAY QUESTIONS?
*Based on your creditworthiness. The Annual Percentage Rate (APR) is a variable rate and is accurate as of January 1, 2024. This APR will vary with the market based on the Prime Rate.	*Based on your creditworthiness. The Annual Percentage Rate (APR) is a variable rate and is accurate as of January 1, 2024. This APR will vary with the market based on the Prime Rate.