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Certificate of Deposit & Individual Retirement Accounts

Company employees talking

CERTIFICATE OF DEPOSIT

In business, you rarely get the chance to invest in a "sure thing." But that's exactly what a CD from Park State Bank is.

Get a fixed rate for a fixed term so your money earns a great return no matter what the market does. FDIC coverage ensures that your money is safe and sound up to FDIC limits. For a good return without any of the risk, CDs can't be beat.

  • No minimum opening deposit
  • Guaranteed returns
  • Terms from 3 months to 5 years
  • Penalty for early withdrawal
 
Have questions about CDs? Contact us.



INDIVIDUAL RETIREMENT ACCOUNTS

No matter how dedicated you are to your business, there comes a point when you're ready to hang it up. Start saving now so that when retirement becomes an option, you have the resources to enjoy it.

We offer Simplified Employee Pension (SEP) plans for self-employed individuals as well as SIMPLE IRAs for larger companies to help their employees build their savings. Each have their own unique tax advantages and other benefits to help you save.

  • Set aside funds for retirement
  • Interest bearing accounts
  • Some age and deposit limits apply
  • Deposits can be tax-free or tax-deferred
  • SEP and SIMPLE accounts available
  • Many flexible packages to meet most needs
  • FDIC insured up to $250,000

Have questions about IRAs? Contact us.

Note: Your account will be assessed a $25 termination fee when the account is closed.