Checking Accounts

We offer four great checking account options designed to fit your lifestyle. All accounts include free eStatements, access to online & mobile banking, and debit cards—giving you the flexibility and tools you need as you move forward. Contact us for rates.
Simple Checking
A simple checking account, with no minimum balance or monthly maintenance fees.
- $50 minimum opening balance.
- No minimum balance required.
- No monthly maintenance fee.
- Inactivity Fee: $10 monthly fee if account remains inactive for 12 consecutive months, without any debits or credits, and the account balance is less than $50.
- Interest Bearing: No interest paid.
INVESTMENT Checking account
An interest-bearing checking solution.
- $1,000 minimum opening balance.
- $5,000 minimum balance to avoid fees and to obtain the disclosed annual percentage yield.
- $10 monthly if balance falls below minimum requirement of $5,000.
- Inactivity Fee: $10 monthly fee if account remains inactive for 12 consecutive months, without any debits or credits, and the account balance is less than $50.
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Interest bearing on average daily balance; compounded and paid monthly. Variable interest rate and subject to change at bank's discretion.
- Complimentary first order of mini pack of checks or $8 credit toward another style.
Accrued interest will not be paid out if account is closed before interest is credited.
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Tiered Interest Rates
Superior Checking
A full-service account for those 60 years of age or older.
- $100 minimum opening balance.
- No minimum balance required.
- No monthly maintenance fees.
- Inactivity Fee: $10 monthly fee if account remains inactive for 12 consecutive months, without any debits or credits, and the account balance is less than $50.
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Interest bearing on average daily balance; compounded and paid monthly. Variable interest rate and subject to change at bank's discretion.
- First order of blue wallet or duplicate checks is complimentary. All reorders are charged shipping and handling. Can receive $8 credit toward another style.
- Accrued interest will not be paid out if account is closed before interest is credited
HSA Checking
An account that helps you save for qualified medical expenses.
- No minimum opening balance.
- No minimum balance required.
- $2.50 monthly maintenance fee.
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Interest bearing on average daily balance; compounded and paid monthly. Variable interest rate and subject to change at bank's discretion.
- Additional Information: Withdrawals must be used exclusively for qualified medical expenses for dependents and spouse.
- $2,500 Point-of-Sale (POS) daily limit.
- Withdrawals only by direct withdrawal or debit card.
- Accrued interest will not be paid out if account is closed before interest is credited