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Park State Bank
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Checking Accounts

We offer four great checking account options designed to fit your lifestyle. All accounts include free eStatements, access to online & mobile banking, and debit cards—giving you the flexibility and tools you need as you move forward. Contact us for rates. 
 
 









Simple Checking

A simple checking account, with no minimum balance or monthly maintenance fees.

  • $50 minimum opening balance.
  • No minimum balance required.
  • No monthly maintenance fee.
  • Inactivity Fee: $10 monthly fee if account remains inactive for 12 consecutive months, without any debits or credits, and the account balance is less than $50.
  • Interest Bearing: No interest paid.

INVESTMENT Checking account

An interest-bearing checking solution.

  • $1,000 minimum opening balance.
  • $5,000 minimum balance to avoid fees and to obtain the disclosed annual percentage yield.
  • $10 monthly if balance falls below minimum requirement of $5,000.
  • Inactivity Fee: $10 monthly fee if account remains inactive for 12 consecutive months, without any debits or credits, and the account balance is less than $50.
  • Interest bearing on average daily balance; compounded and paid monthly. Variable interest rate and subject to change at bank's discretion.
  • Complimentary first order of mini pack of checks or $8 credit toward another style.
    Accrued interest will not be paid out if account is closed before interest is credited. 
  • Tiered Interest Rates

Superior Checking

A full-service account for those 60 years of age or older.

  • $100 minimum opening balance.
  • No minimum balance required.
  • No monthly maintenance fees. 
  • Inactivity Fee: $10 monthly fee if account remains inactive for 12 consecutive months, without any debits or credits, and the account balance is less than $50.
  • Interest bearing on average daily balance; compounded and paid monthly. Variable interest rate and subject to change at bank's discretion.
  • First order of blue wallet or duplicate checks is complimentary.  All reorders are charged shipping and handling.  Can receive $8 credit toward another style.
  • Accrued interest will not be paid out if account is closed before interest is credited

HSA Checking

An account that helps you save for qualified medical expenses. 

  • No minimum opening balance.
  • No minimum balance required.
  • $2.50 monthly maintenance fee.
  • Interest bearing on average daily balance; compounded and paid monthly. Variable interest rate and subject to change at bank's discretion.
  • Additional Information: Withdrawals must be used exclusively for qualified medical expenses for dependents and spouse.
  • $2,500 Point-of-Sale (POS) daily limit.
  • Withdrawals only by direct withdrawal or debit card.
  • Accrued interest will not be paid out if account is closed before interest is credited