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Park State Bank
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Terms of Use

These terms govern the use of this website. Please read them carefully before accessing the site. If you do not agree with these terms do not access the website. By accessing the website or any of its pages, you agree to be bound by these terms of use. 

This website has been established by the Bank for the sole purpose of conveying information about the Bank's products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the bank's agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the bank's agreements and disclosures, the agreements and disclosures will control.

From time to time the Bank may place links to other websites on this page. The Bank has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.

This agreement and the use of this website are governed by the laws of the State of Minnesota.
 

SMS Consent Communication:

The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
 
1.  Consent to Receive SMS Messages                                                                                                                                                                  By providing your mobile phone number and affirmatively opting in, you consent to receive SMS/text messages from Park State Bank related to the services you request or maintain with the Bank.
2.  Types of Messages
Messages may include, but are not limited to:
Account alerts and balance notifications
Fraud and security alerts
Appointment reminders
Service-related notifications and updates
3.  Message Frequency
Message frequency will vary depending on your account activity, service enrollment, and communication preferences.
4.  Message & Data Rates
Message and data rates may apply according to your wireless carrier plan. Park State Bank is not responsible for carrier charges.
5.  Opt-Out Instructions
You may opt out of receiving SMS messages at any time by replying STOP to any message. After you send STOP, you will receive a confirmation message and no further SMS messages will be sent unless you re-enroll.
6.  Privacy & Data Protection
Mobile phone numbers and SMS consent information are treated as confidential customer information. No mobile opt-in data or SMS consent information will be shared with third parties or affiliates for marketing or promotional purposes.
7.  Eligibility & Conditions
Participation in SMS services is voluntary and is not required as a condition of obtaining any product or service from Park State Bank.
8.  Changes to These Terms
Park State Bank reserves the right to modify these SMS Terms & Conditions at any time. Updates will be posted on this page with a revised effective date.
9.  Standard Messaging Disclosures:
Message and data rates may apply.
You can opt out at any time by texting "STOP."
For assistance, text "HELP" 218-215-1153 or visit our Privacy Policy https://www.parkstatebank.com/privacy-policy or Terms of Use https://www.parkstatebank.com/terms-of-use pages.
Message frequency may vary.