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Park State Bank

Community Reinvestment Act - CRA Public File

Park State Bank is pleased to provide information for public inspection under the Community Reinvestment Act (CRA).  In accordance with Community Reinvestment Act (CRA), Park State Bank is required to maintain, and upon request, make available for public inspection a complete CRA Public File.  If you are interested in viewing our CRA Public File, we’ve made our information available online for your convenience. 
Park State Bank is able to provide printed copies of these documents; however, please note we may charge a reasonable fee to cover copying and mailing expenses.  To request printed copies of documents, please contact the CRA Program Office at the address on the bottom of this page. 
Under the CRA, the following information must be maintained in a public file, current as of April 1 of each year.
  • All public comments received for the current year and the prior two calendar years.

  • Park State Bank Assessment Area representing the communities we serve.  A map of our Twin Cities Market and Northern & Duluth Markets are available for you to view here.

  • The 2024 Home Mortgage Disclosure Act Notice (HMDA).  The HMDA data about our residential mortgage lending is available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

    HMDA data for many other financial institutions are also available online.

Any comments or questions about this portion of Park State Bank's website, or about Park State Bank's CRA performance, may be addressed to:


Physical Mail:
Park State Bank
Attn: CRA Officer
8401 Unity Drive
Mt. Iron, MN  55768