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Visa® Business Charge & Credit Cards

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Earn Rewards While Managing Business Expenses.

 
Whether you're making everyday business purchases, managing employee expenses, or tracking company spending, Park State Bank's Visa® Business Charge and Credit Cards provide the flexibility, purchasing power, and rewards your business needs. Enjoy valuable rewards, convenient account management tools, and security features designed to support your business.
 








Scorecard® Rewards Program

Earn rewards with every eligible purchase. Receive 1 ScoreCard Point for every retail dollar spent using your Park State Bank Business Charge or Credit Card.

Redeem points for:

  • Cash back deposited into your Park State Bank account
  • Park State Bank Visa® Gift Cards
  • Park State Bank Visa® gift cards or local business gift cards
  • Merchandise rewards
  • Traveling rewards and experiences  
(Opens in a new Window)(Opens in a new Window)(Opens in a new WinVisit scorecardrewards.com to explore available redemption options or call your local branch to learn more. 
 

 

CONSOLIDATED BILLING

Simplify expense management with Consolidated Billing.

This centralized billing option allows your business to receive a single payment statement that combines activity from related employee card accounts. Consolidated Billing can help reduce administrative tasks and make managing company expenses easier. If your business would benefit from switching to Consolidated Billing, please feel free to contact us.

 

Combine Rewards Points

Need more points to redeem a larger reward? Eligible cardholders can combine individually earned ScoreCard Points onto a single rewards account through our points transfer option.
 
 

Digital Wallet Compatibility 

Pay with your phone.

Add your Park State Bank Business Charge or Credit Card to a digital wallet for fast, secure, and convenient purchases.

Digital wallets securely store a digital version of your card on your mobile device while helping protect sensitive card information during transactions. Click to learn more about the Digital Wallet

 

Fraud Protection & Text Alerts

We have always monitored accounts for suspicious activity, and now fraud alerts can reach you even faster. If potential fraud is detected, you'll receive a text message prompting you to verify whether the transaction was authorized. If a response is not received, we may also attempt to contact you by phone.
 

Additional Business Card Benefits

  • Accepted anywhere Visa® is accepted
  • Competitive interest rates
  • 36-month term
  • $50 annual membership fee
  • First-year annual fee waived on new accounts
  • 24-hour fraud monitoring
  • Individual cardholder spending limits
  • Online account access and payment management at www.mycardstatement.com
  • Automatic payment options available
  • Monthly statements for simplified recordkeeping
  • Travel Accident Insurance
  • Auto Rental Collision Coverage
  • 24/7 customer service support at 800-423-7503
 

Why Choose a Business Credit Card?

Business credit cards can help simplify expense management, separate business and personal expenses, improve purchase tracking, and provide valuable rewards on everyday business spending.

 

Questions About Visa® Business Charge & Credit Cards?

Contact us to learn more about Business Charge Cards, Business Credit Cards, and rewards programs available through Park State Bank.

  Requires the statement balance to be paid in full each month. 
  Revolving credit. 
*The Annual Percentage Rate (APR) is a variable rate and is accurate as of January 1, 2026. This APR will vary with the market based on the Prime Rate.