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Visa® Rewards Gold Credit Card

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Earn Rewards on Everyday Purchases.

 
Enjoy the benefits of a Park State Bank Gold Credit Card with valuable rewards, convenient digital payment options, and the flexibility you need for everyday spending. Whether you're making routine purchases or planning a larger expense, your Gold Credit Card helps you earn rewards while enjoying the security and service you can count on.
 

Scorecard® Rewards Program

Earn rewards every time you use your Gold Credit Card.

  • Earn 1 ScoreCard Point for every retail dollar spent on eligible purchases
Redeem your points for:
  • Cash back deposited into your Park State Bank account(s)
  • Park State Bank Visa® gift cards and local business gift cards
  • Merchandise rewards. Visit scorecardrewards.com to browse available rewards and redemption options.
  • Travel rewards and experiences
Receive a one-time bonus of 5,000 Scorecard® points once you spend $1,000 on purchases within the first three months of account opening.
 
 

Digital Wallet

Pay with Your Phone

Add your Park State Bank Gold Credit Card to your digital wallet for a fast, secure, and convenient way to pay. Digital wallets store a digital version of your card on your mobile device, making purchases easy whether you're shopping in-store, online, or on the go. Your card information is protected through advanced security features, and your full card number is not stored on your device.

Click to learn more about the Digital Wallet.
 
 

Travel Accident Insurance

Travel with added peace of mind.

When you charge your entire fare to your Park State Bank Platinum Credit Card, eligible travel accident insurance coverage is automatically provided for you, your spouse, and eligible dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) while traveling on qualifying common carriers.

Coverage is provided at no additional cost.

 

Even More Benefits

  • Accepted anywhere Visa® is accepted
  • Generous credit limits
  • Rates as low as 13.75% APR**
  • 24-hour fraud monitoring
  • Free online account access
  • Monthly statements for easy recordkeeping
  • Earn up to 10,000 Scorecard® points when transferring a balance from competitor credit cards
  • Customer service available 24/7 at 800-423-7503
 

Questions About the Platinum Credit Card?

Contact us to learn more about the Park State Bank Platinum Credit Card and its rewards program.

Based on your creditworthiness.
**The Annual Percentage Rate (APR) is a variable rate and is accurate as of January 1, 2026. This APR will vary with the market based on the Prime Rate.