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Park State Bank
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Savings Accounts

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Whatever your goals, we have a savings account to help you get there. All savings accounts include free eStatements and access to online & mobile banking, making it easy to manage your savings on the go.
 
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REGULAR SAVINGS

A simple savings solution with a low minimum balance.

  • $50 minimum opening balance.
  • $50 minimum balance to avoid fees and to obtain the disclosed annual percentage yield.
  • $10 per quarterly cycle fee if balance falls below the minimum requirement.
  • Inactivity Fee: $10 monthly fee if account remains inactive for 12 consecutive months, without any debits or credits, and the account balance is less than $50.
  • Interest bearing on average daily balance; compounded and paid quarterly. Variable interest rate and subject to change at bank's discretion.
  • Minor Account Terms: No minimum balance required if under 18 years of age.
  • Accrued interest will not be paid out if the account is closed before the interest is credited.  

HOLIDAY SAVINGS

A savings account designed for saving up for those special holidays.

  • No minimum opening balance.
  • No minimum balance required.
  • No maintenance fees.
  • Interest bearing on average daily balance and paid at maturity. Variable interest rate and subject to change at bank's discretion.
  • A $25 early withdrawal fee will be imposed.
  • Receive funds on October 31.
  • Accrued interest will not be paid out if the account is closed before the interest is credited.

HIGHER LEARNING SAVINGS

An account to help you save money for college.  

  • $50 minimum opening balance.
  • $50 minimum balance to avoid fees and to obtain the disclosed annual percentage yield.
  • $10 quarterly cycle fee if balance falls below the minimum requirement.
  • Interest bearing on average daily balance; compounded and paid quarterly. Variable interest rate and subject to change at bank's discretion.
  • Minor Account Terms: Account automatically converts to a regular savings account when minor reaches 18 years of age. 
  • Account must be opened by an adult 18 years of age or older.
  • A $25 early withdrawal fee will be imposed per withdrawal before child reaches age 18 years of age.
  • Accrued interest will not be paid out if the account is closed before the interest is credited.