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Park State Bank
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Personal Savings Accounts

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Whatever your savings goals, Park State Bank has an account designed to help you get there. Whether you're building an emergency fund, saving for the holidays, or planning for future education expenses, our savings accounts make it easy to grow your money. All savings accounts include free eStatements and access to Online & Mobile Banking, giving you convenient access to your savings anytime, anywhere.
 
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REGULAR SAVINGS

A simple savings solution with a low minimum balance.

  • $50 minimum opening balance.
  • $50 minimum balance to avoid fees and to obtain the disclosed annual percentage yield.
  • $10 per quarterly cycle fee if balance falls below the minimum requirement.
  • Accounts with no activity and a zero balance for 60 consecutive days, will automatically be closed.
  • Inactivity Fee: $10 monthly fee if account remains inactive for 12 consecutive months, without any debits or credits, and the account balance is less than $50.
  • Interest bearing on average daily balance; compounded and paid quarterly. Variable interest rate and subject to change at bank's discretion.
  • Minor Account Terms: No minimum balance required if under 18 years of age.
  • Accrued interest will not be paid out if the account is closed before the interest is credited.  

HOLIDAY SAVINGS

Save throughout the year for holiday shopping, travel, or seasonal expenses.

  • No minimum opening balance.
  • No minimum balance required.
  • No maintenance fees.
  • Must be 18 years of age to open account.
  • Interest bearing on average daily balance and paid at maturity. Variable interest rate and subject to change at bank's discretion.
  • A $25 early withdrawal fee will be imposed.
  • Accounts with no activity and a zero balance for 60 consecutive days, will automatically be closed.
  • Receive funds on October 31.
  • Accrued interest will not be paid out if the account is closed before the interest is credited.

HIGHER LEARNING SAVINGS

Save for future education expenses and college costs.

  • $50 minimum opening balance.
  • $50 minimum balance to avoid fees and to obtain the disclosed annual percentage yield.
  • $10 quarterly cycle fee if balance falls below the minimum requirement.
  • Interest bearing on average daily balance; compounded and paid quarterly. Variable interest rate and subject to change at bank's discretion.
  • Minor Account Terms: Account automatically converts to a regular savings account when minor reaches 18 years of age. 
  • Account must be opened by an adult 18 years of age or older.
  • A $25 early withdrawal fee will be imposed per withdrawal before child reaches age 18 years of age.
  • Accounts with no activity and a zero balance for 60 consecutive days, will automatically be closed.
  • Accrued interest will not be paid out if the account is closed before the interest is credited.