Checking Account Features

	Debit or ATM Card: No fees at any Park State Bank ATMs*. Over 40,000 surcharge-free ATMs through the MoneyPass® Network.
	Online Banking & Mobile Banking: Banking has never been more responsive. With Park State Bank’s state-of-the-art online and mobile banking, you can manage your finances on your schedule—anytime, anywhere.   (text rate may apply)
	eStatements: Say goodbye to clutter and hello to convenience. With paperless eStatements, you’ll receive your account information electronically each month—no more stacks of paperwork taking over your desk.
	Mobile Deposit: Depositing checks is as easy as snapping a photo. Simply take a picture of your signed check and submit it through our free Apple® or Android™ app - no trip to the bank required.
	Bill Pay: Pay utility bills, the babysitter, or anyone else in the country without having to get up from your desk or couch. No writing checks, stamping envelopes, or trips to the mailbox. Just a few clicks of the mouse and you're done.
	External Transfers: Quickly and securely transfer funds between your Park State Bank accounts and accounts at other U.S. financial institutions. Enjoy greater flexibility, convenience, and control over your money—whenever you need it.
	Overdraft Privilege (available to eligible applicants) Ready Reserve Overdraft Protection (available to eligible applicants)
	24-Hour Telephone Banking: You can check balances, see if a check has cleared, transfer funds, and more—all at your fingertips, no matter where you are.

*A $1 fee will be charged for transfers, withdrawals, and balance inquiries when you use an ATM not owned by Park State Bank, Lucky Seven General Stores or an ATM not in the Money Pass Network.