Checking Account Features
Manage your finances with confidence using the convenient banking tools included with your Park State Bank checking account. From online and mobile banking to mobile deposit, bill pay, debit card services, and surcharge-free ATM access, you'll have the flexibility to bank when and where it's most convenient for you.
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Debit or ATM Card: Enjoy surcharge-free ATM transactions at more than 40,000 MoneyPass® Network ATMs, any Park State Bank ATM*, or Lucky Seven General Store ATMs.
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Online Banking & Mobile Banking: Bank anytime, anywhere with secure Online and Mobile Banking. View balances, transfer funds, pay bills, and more. (text rate may apply)
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| eStatements: Go paperless with secure eStatements. Receive your account statements electronically each month for convenient access, enhanced security, and less paper clutter. | |
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Mobile Deposit: Deposit checks from anywhere using the Park State Bank mobile app. Simply sign your check, snap a photo, and submit your deposit securely from your smartphone or tablet. Download our free Apple® or Android™ app.
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| Bill Pay: Pay bills quickly and securely without writing checks or mailing payments. Schedule one-time or recurring payments and manage your bills conveniently through online banking. |
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External Transfers: Transfer funds securely between your Park State Bank accounts and accounts at other U.S. financial institutions. Enjoy greater flexibility and control over your money when you need it.Qu
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Overdraft Privilege (available to eligible applicants)
Ready Reserve Overdraft Protection (available to eligible applicants)
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24-Hour Telephone Banking: Access account information anytime by phone. Check balances, review transactions, verify cleared checks, transfer funds, and more, all from the convenience of your phone.
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*A $1 fee will be charged for transfers, withdrawals, and balance inquiries when using an ATM not owned by Park State Bank, Lucky Seven General Stores, or an ATM within the MoneyPass® Network.