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Park State Bank
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Checking & Savings

Checking Accounts

We keep it simple with three great checking account options. All checking accounts include free e-statements, access to online & mobile banking, and debit cards.
 
 

Simple Checking Interest Checking Superior Checking
BEST IF YOU'RE LOOKING FOR A simple checking account, with no minimum balance or monthly maintenance fees An interest-bearing checking solution A full service account for those 60 years of age or older
MINIMUM OPENING DEPOSIT
$100
$2,500 $100
MINIMUM BALANCE N/A $2,500 N/A
MONTHLY MAINTENANCE FEE N/A $8 if balance falls below minimum requirement N/A
INTEREST BEARING No Yes Earns interest if daily balance is $2,500 or more
ADDITIONAL BENEFITS N/A N/A
  • Paper statement fee waived
  • Free order of standard checks annually
 

Savings Accounts 

We have a savings solution for you to help you reach your financial goals. All savings accounts include free e-statements and access to online & mobile banking.
 
 

Simple Savings Junior Savings Smart Money Savings Insured investment
BEST IF YOU'RE LOOKING FOR A simple savings solution with a low minimum balance A minor savings account An account to help you save money for college  Tiered interest rates based on account balance
MINIMUM OPENING DEPOSIT $50 N/A N/A $2,500
MINIMUM BALANCE $50 N/A N/A $2,500
MONTHLY MAINTENANCE FEE $10 if balance falls below minimum requirement N/A N/A $10 if balance falls below minimum requirement
CURRENT INTEREST RATES* 0.05% APY* 0.05% APY* 1.00% APY* Tiered from 0.05 to 0.25% APY* according to balance
MINOR ACCOUNT TERMS N/A Converts to a Simple Savings Account when minor turns 18 Account matures when minor turns 18 N/A
  *The interest rate and Annual Percentage Yield (APY) may change after account opening.
~ Fees could reduce earnings on the account.
 
 
 
 
 
 
For more information regarding Checking and Savings accounts, or to open an account today, Contact Us.