Checking & Savings
We keep it simple with three great checking account options. All checking accounts include free e-statements, access to online & mobile banking, and debit cards.
|Simple Checking||Interest Checking||Superior Checking|
|BEST IF YOU'RE LOOKING FOR||A simple checking account, with no minimum balance or monthly maintenance fees||An interest-bearing checking solution||A full service account for those 60 years of age or older|
|MINIMUM OPENING DEPOSIT||
|MONTHLY MAINTENANCE FEE||N/A||$8 if balance falls below minimum requirement||N/A|
|INTEREST BEARING||No||Yes||Earns interest if daily balance is $2,500 or more|
We have a savings solution for you to help you reach your financial goals. All savings accounts include free e-statements and access to online & mobile banking.
|Simple Savings||Junior Savings||Smart Money Savings||Insured investment||Premium insured Investment|
|BEST IF YOU'RE LOOKING FOR||A simple savings solution with a low minimum balance||A minor savings account||An account to help you save money for college||Tiered interest rates based on account balance||A higher balance tiered interest account|
|MINIMUM OPENING DEPOSIT||$50||N/A||N/A||$2,500||$100,000|
|MONTHLY MAINTENANCE FEE||$10 if balance falls below minimum requirement||N/A||N/A||$10 if balance falls below minimum requirement||$25 if balance falls below minimum requirement|
|CURRENT INTEREST RATES*||0.05% APY*||0.05% APY*||1.00% APY*||Tiered from 0.05 to 0.25% APY* according to balance||Tiered from 0.05 to 1.00% APY* according to balance|
|MINOR ACCOUNT TERMS||N/A||Converts to a Simple Savings Account when minor turns 18||Account matures when minor turns 18||N/A||N/A|
*The interest rate and Annual Percentage Yield (APY) may change after account opening.
~ Fees could reduce earnings on the account.
For more information regarding Checking and Savings accounts, or to open an account today, Contact Us.