Checking & Savings

Checking Accounts

We keep it simple with three great checking account options. All checking accounts include free e-statements, access to online & mobile banking, and debit cards.

	Simple Checking	Interest Checking	Superior Checking
BEST IF YOU'RE LOOKING FOR	A simple checking account, with no minimum balance or monthly maintenance fees	An interest-bearing checking solution	A full service account for those 60 years of age or older
MINIMUM OPENING DEPOSIT	$100	$2,500	$100
MINIMUM BALANCE	N/A	$2,500	N/A
MONTHLY MAINTENANCE FEE	N/A	$8 if balance falls below minimum requirement	N/A
INTEREST BEARING	No	Yes	Earns interest if daily balance is $2,500 or more
ADDITIONAL BENEFITS	N/A	N/A	Paper statement fee waived Free order of standard checks annually

Savings Accounts

We have a savings solution for you to help you reach your financial goals. All savings accounts include free e-statements and access to online & mobile banking.

	Simple Savings	Junior Savings	Smart Money Savings	Insured investment
BEST IF YOU'RE LOOKING FOR	A simple savings solution with a low minimum balance	A minor savings account	An account to help you save money for college	Tiered interest rates based on account balance
MINIMUM OPENING DEPOSIT	$50	N/A	N/A	$2,500
MINIMUM BALANCE	$50	N/A	N/A	$2,500
MONTHLY MAINTENANCE FEE	$10 if balance falls below minimum requirement	N/A	N/A	$10 if balance falls below minimum requirement
CURRENT INTEREST RATES*	0.05% APY*	0.05% APY*	1.00% APY*	Tiered from 0.05 to 0.25% APY* according to balance
MINOR ACCOUNT TERMS	N/A	Converts to a Simple Savings Account when minor turns 18	Account matures when minor turns 18	N/A

*The interest rate and Annual Percentage Yield (APY) may change after account opening.

~ Fees could reduce earnings on the account.

Compare Account Rates

For more information regarding Checking and Savings accounts, or to open an account today, Contact Us.